IRAs
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IRAs

Traditional IRA

An IRA at Peoples Bank of the South is one of the best ways individuals can build a secure retirement fund. Peoples Bank of the South offers an 18 month Variable Rate IRA.

Features:
  • No setup fee.
  • No maintenance fee.
  • Depositors insured by FDIC.

Roth IRA

The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period.

Coverdell Education Savings Account (formerly Education IRA)

The CESA is a nondeductible account that features tax-free withdrawals for a child's education expenses.

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