Peoples Bank of the South Values Your Privacy and Security.
Peoples Bank of the South will never ask for you to send personal or financial information by, in response to, or via a link in an email. Read more about our security policies.
IRAs
Traditional IRA
An IRA at Peoples Bank of the South is one of the best ways individuals can build a secure retirement fund. Peoples Bank of the South offers an 18 month Variable Rate IRA.
Features:- No setup fee.
- No maintenance fee.
- Depositors insured by FDIC.
Roth IRA
The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period.
Coverdell Education Savings Account (formerly Education IRA)
The CESA is a nondeductible account that features tax-free withdrawals for a child's education expenses.
Temporary Liquidity Guarantee Program
Our institution has chosen NOT to participate in the FDIC's Transaction Account Guarantee Program. Our customers with non-interest bearing transaction accounts will continue to be insured through December 31,2013 for up to $250,000 under the FDIC's general deposit insurance rules. Not one penny of insured deposits has ever been lost by a customer of a federally insured bank. Only federally insured institutions can make this statement, "backed by the full faith and credit of the United States government."
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