Peoples Bank of the South Values Your Privacy and Security.
Peoples Bank of the South will never ask for you to send personal or financial information by, in response to, or via a link in an email. Read more about our security policies.
Safe Deposit Boxes
Safe deposit boxes aren't that expensive. They are definitely worth the peace of mind our clients receive. Boxes are available at all four Peoples Bank of the South offices. Yearly rental rates start at $20.00 and the largest box is $65.00 a year. Do you have valuables or important papers that need to be in a safe place? Call or visit one of our convenient locations to reserve your safe deposit box today.
| Jacksboro Office | Main LaFollette Office |
| 2300 Jacksboro Hwy 423-562-4931 |
106 West Central Ave. 423-562-4921 |
| Norris-Clinton Office | Valley Office |
| 2152 Charles G. Seivers Blvd. 865-457-3500 |
3501 GEN Carl W. Stiner Hwy 423-562-4932 |
| Scott County Office | |
| 235 Depot Street 423-569-2882 |
NOTE: The client must have an account with Peoples Bank of the South to rent a safe deposit box.
A safe deposit box can do more than protect your valuables. It can also cut your insurance bill. If you own valuables such as jewelry or coins, having them around the house can drive up the cost of your homeowner's insurance. That's because you must pay for the floaters or riders that specially cover personal property in case of theft or damage. Without floaters, standard policies limit coverage to $1,000 to $2,000 per item. Keeping valuables in a safe deposit box eliminates the need for the floater policy.
Saving money on homeowner's insurance means more as costs shoot through the roof. The average yearly bill is expected to jump 9% from $553 in 2002 to $603 in 2003, according to various insurers. "It is important to keep a list of contents of the safe-deposit box," says John Hall, spokesman for the American Bankers Association. Alternatively, he suggests taking a photo of what you keep in the box. Another piece of advice, "don't keep something in the box you may need over the weekend."
Temporary Liquidity Guarantee Program
Our institution has chosen NOT to participate in the FDIC's Transaction Account Guarantee Program. Our customers with non-interest bearing transaction accounts will continue to be insured through December 31,2013 for up to $250,000 under the FDIC's general deposit insurance rules. Not one penny of insured deposits has ever been lost by a customer of a federally insured bank. Only federally insured institutions can make this statement, "backed by the full faith and credit of the United States government."
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