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Peoples Bank of the South

Checking & Savings

Checking

 

Basic Checking

Features:
  • Online Banking
  • Bill Pay
  • Minimum daily balance to avoid fee: $500 with e-statement
  • Minimum deposit: $50
  • Visa Debit Card offered
  • Direct Deposit Available
  • Electronic Statement
  • Monthly Fee: If $500 daily balance is not maintained; $8.00 paper statement; $6.00 with e-statement. If the daily balance is $500 or more, a paper statement costs $2.00 per month. No paper statement fee for accounts with a daily balance of $10,000 or greater.
 

Regular Personal Checking

Features:
  • Online Banking
  • Bill Pay
  • Minimum daily balance to avoid fee: $1,000 with e-statement
  • Minimum deposit: $50
  • Check Imaging
  • Visa Debit Card offered
  • Direct Deposit Available
  • Electronic Statement
  • Monthly Fee: If $1,000 daily balance is not maintained; $10.00 paper statement; $8.00 with e-statement.
    If the daily balance is $1,000 or more, a paper statement costs $2.00 per month. No paper statement fee for accounts with a daily balance of $10,000 or greater.
 

NOW Personal Account

Features:
  • Online Banking
  • Bill Pay
  • Minimum daily balance to avoid fee or earn interest: $2,000
  • Minimum deposit: $2,000
  • Check Imaging
  • Visa Debit Card offered
  • Earns Interest
  • Direct Deposit Available
  • Electronic Statement
 

MMDA Personal

Features:
  • Online Banking
  • Minimum daily balance to avoid fee or earn interest: $2,500
  • Minimum deposit: $2,500
  • Check Imaging
  • Earns Interest
  • Transaction Limits
  • Direct Deposit Available
  • Electronic Statement
 

MMDA Plus Checking

Features:
  • Online Banking
  • Minimum daily balance to avoid fee or earn interest: $5,000
  • Minimum deposit: $5,000
  • Check Imaging
  • Earns Interest
  • Transaction Limits
  • Direct Deposit Available
  • Electronic Statement
 

Student Checking***

Features:
  • Online Banking
  • Bill Pay
  • Minimum daily balance to avoid fee: No minimum balance; avoid $2 fee with e-statement
  • Minimum deposit: $50
  • Check Imaging
  • Visa Debit Card offered
  • Direct Deposit Available
  • Electronic Statement
  • Monthly Fee: $2 if paper statement
**** A student is defined as a person enrolled as a full time student in grades K-12; taking 12 hours or more as an undergraduate; or 9 hours or more as a graduate student. This program is available for qualified students until their 23rd birthday.
 

Peoples Choice Club

Features:
  • Online Banking
  • Bill Pay
  • Minimum daily balance to avoid fee or earn interest: No minimum to avoid fee
  • Minimum deposit: $50
  • Check Imaging
  • Visa Debit Card offered
  • Earns Interest if over $1,000
  • Direct Deposit Available
  • Electronic Statement
  • Monthly Fee: $5

Savings

 

Savings Regular Personal

  • Initial deposit of $50.00.
  • Please call one of our four locations for the current interest rate.
 

Savings Golden Personal

  • Initial deposit of $1,000.00.
  • Please call one of our four locations for the current interest rate.
 

Christmas Club

Don't let Christmas expenses sneak up on you. Open a Christmas Club account at any amount and still earn interest. You get the check by the 1st of November.

  • Any amount can open a Christmas Club.
  • Last time a deposit is credited for the year is the second week of October.
  • Check is mailed the last week of October.
  • Interest rate is the same as the regular savings rate.